PFDesk handles the complexity of India's PF system so you don't have to. Three clear steps, no bureaucratic headaches.
Each step is designed to be simple, secure, and transparent — with you in full control at every stage.
Provide your name, mobile, and PAN or Aadhaar. No EPFO credentials needed.
Our system queries EPFO to discover all your accounts and UAN numbers.
View balances, track transfers or withdrawals, and resolve issues with AI guidance.
Here's exactly what happens behind the scenes when you use PFDesk.
We ask only for what's necessary: your full name as it appears on official documents, your registered mobile number, and either your PAN card number or Aadhaar number. You never need to share your EPFO password or UAN (we find that for you).
All information is transmitted over TLS 1.3 encrypted connections and processed in our secure environment. We do not sell or share your data with third parties. See our Privacy Policy.
Using the details you provide, PFDesk queries EPFO's official API ecosystem to locate your Universal Account Number. Many employees have multiple UANs — often because an employer registered them incorrectly. We surface all of them.
Once your UAN(s) are confirmed, we pull the complete list of associated PF member IDs — one for every employer you've worked with — along with current balances for each.
We sync your official EPFO e-passbook to give you a real-time view of all contributions (employee + employer), interest credits, and any withdrawals made. Discrepancies — such as missing employer deposits — are flagged automatically.
If your withdrawal or transfer is stuck, our AI engine analyses the EPFO claim status codes, cross-references your KYC records, and identifies the precise blocker — whether it's a name mismatch, unlinked Aadhaar, pending employer approval, or an EPFO server error.
You get a plain-English explanation of the problem and a step-by-step action plan to fix it.
Once issues are resolved, you can initiate a PF transfer to consolidate old accounts into your current active UAN, or file a withdrawal claim (partial advance or full settlement). PFDesk monitors the request until the money arrives in your bank account — sending you alerts at every milestone.